In today’s highly competitive market, new equipment can help businesses better compete and grow. Leasing can provide a way of acquiring these necessary assets without impacting bank lines of credit while helping improve cash flow. Because of Conrad’s expertise, we can help you lease almost any equipment. Shop equipment, CCTV, computers, computer software and office equipment, even store upgrades including signage, furniture and fixtures can all be included in a lease. The idea behind the Conrad program is quite simple: you wouldn’t pay an employee five years wages in advance; you pay wages as they are earned. Equipment should be paid for the same way. Let the equipment “EARN” its way by generating the income or savings each month to make the lease payment…that is a real win/win situation.

Let's Look at the Facts...

As a business owner competing today, you have three primary financial concerns:

Equipment is necessary for the profitable operation and growth of your business. When acquiring the equipment you need to better operate your business, you have four options as to where the money comes from for the acquisition:

1.  Using cash that is already available
2.  Using an available bank line of credit
3.  Saving cash in advance for a specific equipment purchase
4.  Leasing the equipment

Let’s look at these four alternatives considering your primary financial concerns.

For the purpose of this review, both cash and credit are the same. Both offer maximum flexibility in that they can be used to pay for anything and for that reason they should be guarded very closely.

Cash or credit lines can be used to buy additional inventory you need to increase sales, they can fund your own accounts receivable if credit terms are required to make a sale, or for operating expenses such as advertising, payroll or rent. They can also be used to purchase equipment, but then  those monies are no longer available for other purposes. If you were to experience an unexpected drop in sales you might be forced to dig into savings to keep the business going; if no savings exist you might have to sell assets, usually at a loss, to pay operating expenses. In extreme cases, lack of operating funds or available credit could force a liquidation of the business. Cash or credit should be saved for other than equipment purchases.

You purchase and install equipment because it will make you money through increased revenues or save you money thorough reduced cost of operations. You’re not getting the equipment just to own it, but rather because it improves your bottom line profit. The equipment can not be making or saving money for you if you’re not using it.
The time you spend saving the necessary funds to purchase the equipment is a period of unrealized profits. Those extra profits lost during the savings period will never be recovered. Additionally, saving plans are often interrupted by unexpected expenses, thus requiring you to start the savings period over and prolonging the equipment purchase. Consider the profits that are lost during the savings period, and you’ll probably decide that equipment is worth having now.

Leasing is the best alternative for most businesses that are acquiring equipment. Conrad’s leasing program has been designed to make it easy and profitable for you to get the equipment you need, when you need it. Let’s look how leasing addresses your primary concerns:

The revenue generated or saved from using the equipment should more than cover the low monthly lease payment. So, leased equipment should have a positive impact on cash flow. Let the equipment pay for itself with improved cash flows.

By using a lease, your liquid assets remain available to help you grow your business or to cover a short fall in case of a downturn in sales.

The new equipment will reduce expense or increase revenue; either way, your bottom line grows! Also, leasing offers substantial tax advantages that help you keep more of the money you do make.


$$ Tax Benefits
$$ Conserve Cash and Credit Lines
$$ 100% Financing
$$ Fight Inflation
$$ Small Up-front Cost
$$ Terms to Suit Your Needs